Debt Basics

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Debt Basics

Debt-to-Income Ratio

This calculator is used to measure the amount of debt you have as compared to your income. To use this calculator you need to know your gross income (before taxes) and your monthly debt payments (excluding mortgage/rent).

Input Monthly Income & Debt
Gross Monthly Income (before taxes):	£
Monthly Debt Payment (excluding mortgage/rent):	£

The above simple test is one method of predicting whether your personal or business affairs are becoming insolvent or not.

If you have a debt to income ratio of 50% or more you may be in danger of becoming insolvent or your finances will need to be closely investigated.

In order to enquire where all your money is being spent please fill out the "Expenses Schedule"

Bad Credit Mortgages has a very effective, workable and legal answer
- call us now on:

FREEPHONE 0800 074 6918
or Email us at: info@badcredit-mortgage.co.uk

Debt Basics

Debt-to-Income Ratio

Bad Credit Mortgages has a very effective, workable and legal answer - call us now on:

Bad Credit Mortgages has a very effective, workable and legal answer
- call us now on: