Debt Basics

SAMPLE LETTER

Dear Sir/ Madam,

Re. Account Number:

I am writing to inform you that my circumstances have changed.

I am now back at work, but on reduced hours and pay. This situation may go on for some time.

I have revised my financial statement and offer of repayment, as attached, and I would be grateful if you could accept the payment and freeze all interest and charges as before.

Thank you for your help on this matter.

Yours faithfully,

John Smith