With over 4,000 different mortgages on offer, it's important that home-buyers obtain specialist mortgage advice and that this advice is truly Independent.
Many companies will claim to be independent, while in fact they operate a restricted panel. All the advisers we introduce to hold an Independent Status and can offer you whole of market access / advice, reviewing the entire mortgage market place before making any recommendations.
Well Connected.
Our other strategic partners have been selected to compliment our association with BCMortgages. It will be clear to you which of our partners will deal with your request at the earliest possible stage. We have built very close relationships within BC Mortgages, which we would like you to take advantage of through our unique mortgage service explained below. The volume and size of mortgages placed by Howard Mortgage provides our clients with many benefits. Firstly, this can offer you considerable leverage with lenders, which can enable you to obtain a better mortgage deal, or perhaps to secure a mortgage that you wouldn't have been able to get without our help. Secondly, because of the large volume of mortgages placed each month by Howard Mortgage, lenders may often take a more flexible approach towards our clients. And again because of the size and volume of mortgages placed, it is sometimes possible to negotiate exclusive offers and rates with lenders, which are available as exclusive deals through your allocated adviser (for more information please submit a no obligation.
Our Unique Process.
Following the completion of our your enquiry will be electronically allocated to an independent mortgage adviser. All advisers are fully qualified, and partake in regular training and compliance sessions. This is very important to us at BC Mortgage Services as it is our intention to build a happy long-term client base.
You will be e-mailed an introduction to your adviser, along with e-business card, so that you have the necessary information to contact your adviser at anytime.
You will be instantly notified by e-mail of any additional information required, using an easy to complete mortgage questionnaire form. All information will be contained on a secure server, and will remain confidential between you and your adviser.
We like our clients to remain in control, so the preferred methods of contact are both phone and e-mail. It may be possible to send an adviser out to see you in person at your request, but we find that most clients prefer to work remotely.
Once the adviser has obtained the information they require to find you the most appropriate deal to meet your needs, he / she will source from the entire UK market using in-house regularly updated mortgage sourcing software. He / she will e-mail out recommended product illustrations for you to look over, and discuss the Key Features with you in detail.
Any questions you may have will be answered. Your adviser will advise, and you will be left to make an informed decision.
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